Digital transformation is re-shaping every aspect of our lives and digital transformation has been accelerating due to the Covid-19 pandemic. Outseer, the recent spinout of the RSA Fraud & Risk Intelligence business unit is laser focused on protecting payments in our post pandemic era. Outseer leverages a science driven machine learning engine and a global consortium of data shared across customers and industries to help liberate the world from payments fraud. Since 2017, we have published a global quarterly fraud report. Our most recent report presents an analysis of 42,000 global fraud attack and consumer fraud data collected by the Outseer research team. In Q1, the FraudAction team recovered +5.5M cards from online card stores and fraudster communication channels.